Join us to create financial inclusion in Indonesia through Technology

Leveraging sophisticated big data and artificial intelligence technologies, we connect hundreds of lenders with creditworthy borrowers every day.

Our team has combined over 25 years of experience in world class financials, technology, payment, and startup companies, such as SoFi, LendingClub, Microsoft, Google, Facebook, Traveloka and DOKU. Together, we are working hard to provide our borrowers with accessible loans and our investors with attractive returns.

A glimpse of what we’re working on to serve millions of users

Indodana PayLater

Hassle free installment without credit card

Indodana Cash Loan

Credit Funds up to IDR 20 Mio. only using ID Card

Tiket PayLater

Order tickets anytime, pay it later

Blibli PayLater

Shop now, pay later

Mitra Blibli Paylater

Paylater services for Mitra Blibli

More exciting products to come

Values that we believed in


A Healthy dose of hunger drives people to do more, to gain more, and to achieve more. We believe hunger will lead us to the next opportunity, above and beyond.


Caring people have a high sense of responsibility and ownership, driving them to consistenly improve their craftmanship. We trust caring people shall bring the best out of our products.


Great people grow their peers by observing other people and being thoughful of their actions. We trust them to bring the best out of ourselves, and also our products.


Humility is not thinking less of yourself, but thinking of yourself less. We believe humility is a key factor to reach excellence both as an individual and as a team.

Embracing remote collaboration across 4 Cities in 3 Countries

Jakarta Yogyakarta Singapore Bangalore

Every great journey begins with a dream.

December 2017

Launched our first mobile app with cash loan feature

June 2019

Launched our PayLater feature on the app

January 2020

Launched iOS App with design revamp

May 2020

Launched Co-branding partnership with BliBli

May 2020

Fully licensed by Otoritas Jasa Keuangan (OJK)

June 2020

Launched Co-branding partnership with

July 2020

Launched Co-branding partnership with Mitra Bukalapak

August 2020

Launched PayLater partnership with LinkAja

December 2020

Indodana PayLater can be used in Tokopedia and other 250+ merchant

February 2021

Reached Rp 1 T disbursement mark

May 2021

Launched offline store partnership product

September 2021

Reached Rp 2 T disbursement mark

Many more to come...

More amazing journey awaits


Are you the one that we’re looking for?

Make your journey with Indodana Tech. Together, we create financial inclusion in Indonesia